When Will Your $4,873 Social Security Check Arrive? Key Dates for Birthdates 11–20

Social Security check for recipients born between the 11th and 20th of any month can expect their December 2025 payment soon. According to the Social Security Administration (SSA) payments of up to $4,873 will be deposited on Wednesday, 17th December 2025. This end of year payment is essential for many providing financial support during the holiday season.

Who Qualifies for the Maximum $4,873 Payment?

The $4,873 maximum monthly benefit is available to individuals meeting these criteria:

  • Delayed Retirement Credits: Claiming benefits only after reaching age 70.
  • High Earnings History: Earning at or above the taxable income cap during working years.
  • Full Retirement Age (FRA): Reaching FRA (currently 67 for those born in 1960 or later) and fully contributing to Social Security.

While the maximum benefit is rare, most beneficiaries receive less. In 2025 the average monthly Social Security Check is $1,894.

December 2025 Payment Schedule

Birthdate RangePayment Date
1–10Wednesday, December 10, 2025
11–20Wednesday, December 17, 2025
21–31Wednesday, December 24, 2025

If a payment date falls on a federal holiday, deposits are made on the prior business day.

How to Confirm Your Payment

To check your Social Security Check Deposit:

  • Online: Log in to your My Social Security account for details.
  • Bank Account: Review your statement or app for the deposit.
  • Contact SSA: Call 1-800-772-1213 for assistance if there’s a delay.

What to Do If Your Payment Is Late

If your payment hasn’t arrived by December 20, the SSA advises waiting three business days before reaching out. Delays are rare but may occur due to bank processing or administrative issues.

FAQs

When will recipients born between the 21st and 31st receive their payments?

They will receive their Social Security Check on Wednesday, December 24, 2025.

What should I do if my payment doesn’t arrive by December 20?

Wait at least three business days before contacting the SSA.

How can I qualify for the $4,873 maximum benefit?

You must delay retirement benefits until age 70, earn at or above the taxable income cap, and reach your full retirement age.

Conclusion

Social Security remains a critical lifeline for millions of Americans. By staying informed about payment schedules, eligibility criteria, and potential delays, recipients can better plan for their financial needs. If your birthdate falls between the 11th and 20th of the month, mark December 17, 2025, on your calendar. Planning ahead ensures you can make the most of your benefits, whether for essentials, holiday expenses, or savings for the new year.

Leave a Comment