When people think about Social Security, they often focus on their own retirement benefits. But did you know the program also provides benefits for spouses, even if they haven’t worked? This can play a big role in your retirement planning, especially if you or your spouse have a limited work history. Understanding how spousal benefits … Read more
The Social Security Administration (SSA) has made it easier than ever to apply for benefits online. Through the official website, SSA.gov, individuals can access various programs, including five benefits you can apply for on the Social Security website: retirement, disability, Supplemental Security Income (SSI), Medicare, and prescription drug assistance. If you’re looking to apply for … Read more
When you file for Social Security benefits, your spouse becomes eligible for spousal benefits. However, these benefits are not granted automatically—your spouse must file a separate application with the Social Security Administration (SSA) to claim them. For instance, let’s say you will receive $3,000 per month at your full retirement age (FRA). Your wife could … Read more