The Social Security Administration (SSA) has made it easier than ever to apply for benefits online. Through the official website, SSA.gov, individuals can access various programs, including five benefits you can apply for on the Social Security website: retirement, disability, Supplemental Security Income (SSI), Medicare, and prescription drug assistance. If you’re looking to apply for any of these benefits, here’s what you need to know.
Five Benefits You Can Apply for on the Social Security Website
Retirement and Spousal Benefits
If you’re at least 61 years and 9 months old and want to start receiving retirement benefits within the next four months, you can apply online at SSA Website. These benefits are calculated based on your work history and Social Security credits. The age at which you decide to start collecting payments will impact the amount you receive each month.
Spouses may also be eligible for benefits based on their partner’s work record. Applying early ensures that payments begin on time without unnecessary delays. Also check out more Retirement benefit- Early Retirement for Federal Employees: What You Need to Know
Disability Benefits (SSDI)
Social Security Disability Insurance (SSDI) is available for those who can’t work due to a serious medical condition expected to last at least 12 months or result in death. You can apply online at SSA Website if:
- You are 18 years or older.
- Your condition prevents you from working for at least 12 months.
- You haven’t been denied SSDI in the last 60 days.
Also check out more Disability benefit New $3,250 SSDI & Social Security Payments in 2025: Who Qualifies?
Supplemental Security Income (SSI)
SSI provides financial support to adults and children with disabilities or blindness who have limited income and resources. It is also available to seniors 65 and older with low income. Some individuals may be able to complete the application process online at SSA.gov/ssi.
For assistance, you can call 1-800-772-1213 (or 1-800-325-0778 for TTY/TDD users who are deaf or hard of hearing).
Medicare Coverage
Medicare is a federal health insurance program available to:
- People 65 and older.
- Younger workers with disabilities who have received benefits for at least 24 months.
- Patients with End-Stage Renal Disease (ESRD) or Amyotrophic Lateral Sclerosis (ALS) (no waiting period required).
Extra Help with Prescription Drug Costs
The Extra Help program helps Medicare beneficiaries cover the costs of prescription drugs, including deductibles and copayments. Those who qualify can apply at SSA.gov/medicare/part-d-extra-help.
Quick look at the Five benefits you can apply for on the Social Security website
| Benefit Type | Eligibility | Where to Apply |
| Retirement & Spousal Benefits | Age 61 years and 9 months or older | SSA.gov/retirement |
| Disability (SSDI) | Age 18+, unable to work due to long-term medical condition | SSA.gov/disability |
| Supplemental Security Income (SSI) | Low-income seniors (65+), or disabled/blind individuals | SSA.gov/ssi |
| Medicare | Age 65+, some younger workers with disabilities, ESRD, or ALS | SSA.gov/medicare |
| Extra Help (Prescription Drugs) | Medicare beneficiaries needing financial assistance | SSA.gov/medicare/part-d-extra-help |
FAQs
1. How do I apply for Social Security benefits online?
You can visit SSA.gov and select the benefit you want to apply for. Each section provides step-by-step guidance for submitting your application.
2. What happens if my disability claim is denied?
If your SSDI application is denied, you can appeal the decision online at SSA.gov/apply/appeal-decision-we-made by providing documentation.
3. Can I apply for Medicare while still working?
Yes, even if you are covered under an employer’s health plan, it’s recommended to explore Medicare options when you turn 65.