Many Americans rely on Retirement, Survivors, and Disability Insurance (RSDI) benefits for financial support. If you’re part of Group 4, you can expect your next Social Security check to arrive soon, with a slight increase. Let’s break down who qualifies for this payment, when you’ll receive it, and how much you might get.
Understanding RSDI Payments
RSDI benefits include three types of Social Security payments:
- Retirement benefits – for those who have worked and contributed to Social Security.
- Survivor benefits – for the families of deceased workers.
- Disability benefits (SSDI) – for individuals unable to work due to a disability.
These payments are separate from Supplemental Security Income (SSI), which provides additional financial assistance of up to $967 for eligible beneficiaries.
If you’re also eligible for the next SSI payments in March 2025 will vary depending on qualification criteria, with amounts set at $803, $745, or $576 for different beneficiaries.
Who Will Get the Next RSDI Payment in February 2025?
If you’re wondering whether you qualify for the next Social Security check, here are the requirements:
- You started receiving Social Security benefits after May 1997.
- Your birthday falls between the 21st and 31st of any month.
If you meet both of these conditions, expect to receive your payment on February 26, 2025. However, if you haven’t set up Direct Deposit, it may take a few extra days for the money to reach your bank account.
How Social Security Payment Dates Are Decided
The timing of your Social Security check depends on two main factors:
- When you started receiving benefits – If it was before May 1997, you get paid on the 1st of the month. If it was after, your payment date depends on your birthdate.
- Your birthdate – Retirees are divided into three groups:
- Group 1 (1st – 10th): Paid on the second Wednesday of the month.
- Group 2 (11th – 20th): Paid on the third Wednesday.
- Group 3 (21st – 31st): Paid on the fourth Wednesday.
Since February 26th falls on the fourth Wednesday, it means only Group 4 retirees will receive payments on this date. Additionally, recently Apple announced a $500 billion investment, and experts are analyzing its potential impact on Social Security Disability benefits and the broader economy.
Maximum SSDI and Retirement Benefits in 2025
The amount you receive from Social Security depends on factors like your work history, salary, and retirement age. Here’s a look at the maximum benefits for 2025:
| Benefit Type | Maximum Monthly Payment (2025) |
| Social Security (Retirement) | $5,180 |
| Social Security Disability (SSDI) | $4,018 |
How to Get the Highest Social Security Check
If you want to receive the largest possible Social Security payment, here’s what you need to do:
- Work for at least 35 years – Your benefit is based on your highest-earning 35 years.
- Earn a high salary – The more you earn, the more you contribute to Social Security.
- Delay retirement until age 70 – The longer you wait (up to 70), the higher your monthly payment will be.
If you want to check whether you’re among those getting a February SSDI payment up to $2,520, ensure your records are up to date with the SSA.
FAQs on RSDI Payments for Group 4 Retirees
1. What if my birthday is between the 1st and 20th?
You will receive your Social Security payment earlier in the month, depending on your exact birthdate.
2. How can I get my payment faster?
Setting up Direct Deposit ensures you receive your payment on time, without postal delays.
3. Will my SSDI payment amount change in 2025?
The Social Security Administration adjusts payments yearly based on cost-of-living increases, so you may see a small raise in 2025.