If you receive $970 Social Security SSI Payments, there’s good news! The Social Security Administration is sending an early February payment on Friday, January 31, 2025. This is because February 1 falls on a Saturday so the payment is being processed a day earlier.
If you’re expecting Social Security benefits, you might also want to learn about Social Security Retroactive Payments and Delay in 2025 Benefit.” This could help you understand how delays or retroactive payments may impact your finances this year.
Who Will Receive the Early SSI Payment?
If you are an SSI recipient you can expect your February benefits to arrive on January 31. The exact amount you receive depends on your eligibility but here are the maximum SSI payments for 2025:
| Category | Maximum Monthly Payment |
| Eligible Individual | $967 |
| Eligible Couple | $1,450 |
| Essential Person | $484 |
SSA will also send out letters explaining any changes in benefits for 2025.
SSA Payment Schedule for February 2025
Here’s when different groups will receive their payments:
- January 31: SSI recipients (February payment)
- February 3: Beneficiaries who started receiving Social Security before May 1997
- February 12: People born between 1st and 10th of the month
- February 19: People born between 11th and 20th of the month
- February 26: People born between 21st and 31st of the month
- February 28: SSI recipients (March payment)
How Much Will Social Security Payments Increase in 2025?
Thanks to the Cost of Living Adjustment (COLA), Social Security benefits have gone up by 2.5%. Here’s what beneficiaries can expect:
| Category | 2024 Payment | 2025 Payment |
| All Retired Workers | $1,927 | $1,976 |
| Elderly Couple (both receiving) | $3,014 | $3,089 |
| Widowed Mother with Two Children | $3,669 | $3,761 |
| Elderly Widow(er) | $1,788 | $1,832 |
| Disabled Worker, Spouse & Children | $2,757 | $2,826 |
| All Disabled Workers | $1,542 | $1,580 |
Maximum Social Security Benefit Based on Retirement Age
If you’re retiring in 2025, here is the highest amount you could receive:
| Age at Retirement | Maximum Monthly Benefit |
| 62 years old | $2,831 |
| 65 years old | $3,374 |
| 66 years old | $3,795 |
| 67 years old | $4,043 |
| 70 years old | $5,108 |
FAQs
Will everyone on SSI get $970?
No, the amount you receive depends on your eligibility. The maximum benefit for an individual is $967, but some may receive less.
Why is the payment coming on January 31?
Since February 1 falls on a Saturday, SSA is sending payments a day earlier.
Will there be another SSI payment in February?
No, the January 31 payment covers February, and the next SSI payment will be on February 28 for March.
Has Social Security increased in 2025?
Yes, COLA has increased benefits by 2.5%, leading to slightly higher payments.
Final Words
If you receive Supplemental Security Income be sure to check your bank account or mail on January 31, 2025 for your February payment. With the COLA increase many recipients will see higher benefits this year. If you have any questions SSA will send letters explaining your payment details. Stay informed and plan ahead.