If you’re eligible for disability benefits, you could get up to $4,018 as early as January 2025. This payment is an important part of financial planning for many people who rely on Social Security Disability Insurance. Knowing the payment schedule is the key to avoiding surprises.
Let’s find out who will get this payment, how to make sure you get your check on time, and what you can do to stay informed.
What is a disability payment due on January 3, 2025?
The Social Security Administration sends monthly disability payments to eligible beneficiaries. These payments help cover essential living expenses. The first SSDI payment of the new year is scheduled for January 3, 2025. However, not everyone will receive this payment on the same date.
If you began receiving benefits before May 1997, you’re part of “Group 1.” Beneficiaries in Group 1 will get their payment on January 3. For others, payments will follow a different schedule at the end of the month.
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How much can you expect?
The maximum SSDI payment for 2025 is $4,018. This amount reflects the annual COLA which helps offset inflation. Keep in mind not everyone will get the maximum amount. Your payment depends on your earnings record and other factors. If you are unsure of the exact amount you can check your Social Security account for details.
How to ensure a timely payment
The SSA sends payments by direct deposit or paper check. Direct deposit is the fastest and most reliable option. If you are signed up for direct deposit you’ll likely receive your payment on the scheduled date. Paper checks may take a few extra days to arrive in the mail.
If you have not signed up for direct deposit yet consider doing so to avoid delays. You can update your payment method online through your Social Security account or by contacting the SSA.
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Can you change your payment date for disability check?
Unfortunately, you cannot change your payment date. The SSA sets payment dates based on specific rules:
- Group 1: Beneficiaries who began receiving payments before May 1997 are paid on the 3rd of each month.
- Groups 2, 3, and 4: Payment dates are based on your birth date and fall on the second, third, or fourth Wednesday of each month.
While you can’t change the date, you can ensure faster access to your money by opting for direct deposit.
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Disability Payment Schedule Table
| Group | Payment Date | Eligibility |
| Group 1 | January 3, 2025 | Started benefits before May 1997 |
| Group 2 | 2nd Wednesday of January | Birth date: 1st–10th |
| Group 3 | 3rd Wednesday of January | Birth date: 11th–20th |
| Group 4 | 4th Wednesday of January | Birth date: 21st–31st |
FAQs on $4,018 disability check on January 3rd
1. Who is eligible for the January 3 payment?
Group 1 beneficiaries who began receiving benefits before May 1997 are eligible for the January 3 2025 payment.
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2. How can I check my payment amount?
You can log into your Social Security account online to view your benefit amount and payment schedule.
3. What if my payment is late?
If your payment doesn’t arrive on time contact the SSA immediately. Delays may be due to bank processing times or postal service issues.